The Silo Series · SS S1.03
The Cost of Being Un-Bankable
Developers, Banks and the Governance Discount

The central question
Why can a viable Nigerian developer still be un-bankable?
Why this conversation
Commercially promising projects and developers can still face difficulty attracting institutional finance.
This room examines how developers, capital providers and other participants understand that gap—and what information, governance, execution certainty and institutional readiness may matter.
These are questions for examination, not predetermined findings or an assignment of fault.
People in this room
Five perspectives. One question.
Their work reaches finance, project delivery, institution building and the public-private interface. Each profile shows why that experience belongs in this room.
01Femi Adewole
Housing & Infrastructure Finance Expert; Former MD, Family Homes Funds
A housing-finance practitioner whose work has connected developers, public programmes and institutional capital across Nigeria, Africa and the United Kingdom.
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02John Oamen
Founder & CEO, CutStruct
A construction-technology founder working on the procurement visibility, cost control and delivery evidence behind more credible projects.
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03Abimbola Akinkugbe
MD/CEO, EcoBuild by Moulding Technologies
An architecture-trained manufacturing executive working where materials, building systems, project economics and housing delivery meet.
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04Pastor Segun Oduyebo
Development Strategist, Entrepreneur, Institution Builder
A development and human-capital practitioner whose work centres on leadership formation and building durable, mission-led institutions.
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05Dr Jibayo Adeyeye, Esq.
Medical Doctor, Lawyer, Entrepreneur, Former Acting Commissioner for Health, Ondo State; Co-Founder & Chairman, Nibanola
A doctor, lawyer, public servant and entrepreneur with experience building institutions across government and asset-based enterprise.
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Questions in the room
What the room will examine.
These are discussion themes, not conclusions. The conversation is open to different experiences and readings of the problem.
- 01What does ‘bankable’ mean?
- 02Commercial viability vs institutional financeability
- 03Why capital says no
- 04Governance discount
- 05Cost of informality
- 06Information and evidence required
- 07Cost and execution certainty
- 08The capital-provider side
- 09Transition from founder-led company to institution
- 10What needs to change tomorrow to make credible developers financeable
How the room works
A conversation, not a sequence of speeches.
Conversational
A focused exchange between different perspectives in the room.
No formal presentations
The question leads; slides do not.
No prepared speeches
Participants respond to what they hear and what they know.
Respectful disagreement
Different readings of the problem are welcome.
No Pitch Covenant
The room is for inquiry and exchange, not selling.
Join this conversation
What are you seeing?
Registration helps us understand who is in the room, what participants experience, where financing discussions break down and what they want the panel to answer. It is audience intelligence for this conversation, not statistically representative research into the Nigerian development market.
Register for SS S1.03Convened by
Saggezza Partners Ltd
The Silo Series brings different perspectives into one room around difficult questions, practical insight and what could change.
The conversation does not have to end here.
Stay close to future conversations and useful resources.